Sign in to your secure online account at Kinecta Federal Credit Union, a leading financial institution serving Southern California since 1940. Access your personal banking products, …Enter your account password & answer the security question to sign in. Password-Back Sign InKinecta Federal Credit Union (Kinecta) is America’s 35th largest credit union, proudly representing over 270,000 member-owners with assets of $6.6 billion. ... Our online banking, bill pay, and mobile features are secure and convenient, giving our members flexibility plus access to over 5,800 shared credit union branches and more than 85,000 ...To register for online access to your accounts, simply click "Enroll Here" to complete the online form. Your request will be processed by the next business day. For more immediate access, please contact us at 800.779.5555 or 608.755.6065. Registered home banking members click the "Login Here" button below to access your accounts. Kinecta has 28 branch locations to serve you across California, New York, New Jersey and Florida. Our members have access to over 85,000 fee-free * ATMs nationwide. ATMs are connected to the Allpoint and CO-OP network and are often available in popular stores such as Target, Walgreens, CVS, 7-Eleven, Costco, Rite Aid, Sunoco and other convenient locations. Use the equity in your home to get the cash you need. Access funds by check or online banking for anything from home improvements to special expenditures. Pay only on the amount you use; Borrow up to $500,000; CLTV up to 85%; Variable rates, with interest-only payment option flexibility; Draw funds up to 10 years and repayment periods up to 20 ...6 $0.10 per $100 upon the 51 st cash and/or check deposit. 7$5.00 monthly service fee. Waived if the following condition is met: $250 average monthly balance of multiple accounts under the same member number; OR first three months of a new account. 8$5.00 monthly service fee. Waived with $2,500 daily balance. Our online banking, bill pay, and mobile features are secure and convenient, giving our members flexibility plus access to over 5,800 shared credit union branches and more than 85,000 surcharge-free ATMs 1 nationwide. And as recognition of how we serve our members, the Small Business Administration ranked Kinecta the #1 credit union for lending ... Our goal is your goal: get you answers fast! 800.854.9846 Monday to Friday: 5am - 6pm Pacific, Saturday: 6am - 3pm Pacific. Or, stop by a branch and speak to us in person. (Except Federal Holidays.) BOOK APPT. Discover more about how to get the most out of your student banking options. Our friendly branch bankers are happy to work with you at ...Kinecta Routing Number: 322278073. Privacy Policy | Terms of Use | Disclosures. Scroll to view more content. Help. Customize Your Online Banking Experience.You can also work within the budgeting feature, savings goals feature, as well as have the ability to apply for a new loan or open additional deposit accounts! Contact our Virtual Branch by emailing [email protected] or calling us at (800)-378-3778 to activate this feature on your account.The Kinecta mobile app has more exciting enhancements. Here is a list of a few of the new features and functions: Branch/ATM Locator: Locate over 5,800 shared credit union branches and find over 85,000 surcharge-free ATMs 3. Pay a Person: Set up and view all of your individual payees. Tap on any payee to see previous payments and schedule new ...Kinecta is proud to recognize outstanding students in our communities with our Youth Scholarship Program. Each year, our scholarship program helps eight exceptional students attend the college of their dreams by providing them with a $2,000 scholarship to defray a portion of their tuition expenses. Students are eligible if they are: 24 years of ...Digital banking is available on your desktop, laptop, mobile device or tablet. Easily and securely: Check account balances. Review current and pending transactions. View and download …All of our Mobile Banking products require an Online Banking login, a data plan with a wireless provider, and in some cases, enrollment into Bill Pay. South Carolina Federal Credit Union provides Mobile Banking as a free service. Consult your provider for any fees associated with your mobile web service. 1. Terms and conditions are available ...An annual fee of 0.30%, assessed monthly, is applied to accounts with balances above $14,000. Self-Directed Investing is offered at a flat rate of $3.50 per month regardless of account balance. And best of all, your first month is free. Log in to Online Banking or the Mobile Banking app and select Digital Investing to begin.Tax laws can be complicated, but forming a robust tax plan is crucial to attaining your future financial goals. In this article, we’re breaking down everything you need to... Continue Reading. View More. The path to your financial goals starts here: A local New Mexico bank offering innovative products, expert insights and personalized ...The NCUA, or National Credit Union Administration, is an independent federal agency that insures deposits made to any federally insured credit union, such as Kinecta, up to $250,000 per share owner.Login. Username. Password. visibility. Remember Username. Forgot your username or password? how_to_reg Or, Register with Online Banking.Incoming wires (deposits to a Kinecta account) must be initiated at the Financial Institution sending the wire. The following information may be required: Kinecta’s Routing Number: 322278073. 14 Digit Account Number: found along bottom of check, by calling us, or in Online Banking by selecting share account from Account Dashboard and then ...De lunes a viernes: 5 a. m. a 6 p. m. PT, sábados: 6 a. m. a 3 p. m. PT. O visita una sucursal para hablar con nosotros en persona. (Excepto en días festivos nacionales). Llama hoy: 800.854.9846 pulsa 2 para español. HACER UNA CITA. Sujeto a requisitos de membresía. 1Comisiones en cajeros. Sin comisiones en cajeros automáticos de Kinecta y ...Convenient Online Banking Services. NetBranch, Diamond’s online banking service, is free with every Diamond account. Enrolling is easy and gives you access to your accounts where you can review account activity, transfer funds, access your statements, and open accounts online. Mobile Deposits – deposit checks quickly through Diamond’s ...1 Log into online banking at kinecta.org. Updating Your Contact Information With Kinecta . Step-By-Step Instructions. Questions? Call our Member Contact Center at 800.854.9846. Review the changes on the confirmation screen and click . OK. 4 6. Add or update your email address on the .s***@kinecta.org. Reveal. Engage via Phone. (310) ... The union provides financial solutions such as loans, investment, savings, credit and debit cards, online ...Kinecta Federal Credit Union (Kinecta) is America’s 35th largest credit union, proudly representing over 270,000 member-owners with assets of $6.6 billion. ... Our online banking, bill pay, and mobile features are secure and convenient, giving our members flexibility plus access to over 5,800 shared credit union branches and more than 85,000 ...Website addresses that end in “org” are not for profit organizations. These sites contain information that is generally considered to be reliable. Planned Parenthood, the American ...www.kinecta.org | 800.854.9846 045 ONLINE BANKING Online Account Management • Check your account balances 24/7 • Review transaction activity for your accounts • View your eStatements online • See pending transactions • Transfer funds • Travel Notifications Bill Pay Bill Pay is FREE for all Kinecta membersFax: (310) 335-9256. Report Phone Problem. Address: Kinecta Federal Credit Union El Segundo Branch 2140 E El Segundo Boulevard Suite 4B El Segundo, CA 90245. Website: Visit Website. Online Banking: Kinecta Federal Login.The minimum rate as of 1/25/23 is 7.875% and the maximum APR that can apply is 18.00%. CLTV up to 85%. The minimum credit limit and loan amount is $20,000 and maximum is $500,000 with a 10-year draw period followed by a 20-year repayment period. Proof of homeowner’s property insurance is required, flood insurance may be required. Our online banking, bill pay, and mobile features are secure and convenient, giving our members flexibility plus access to over 5,800 shared credit union branches and more than 85,000 surcharge-free ATMs 1 nationwide. And as recognition of how we serve our members, the Small Business Administration ranked Kinecta the #1 credit union for lending ... Kinecta Federal Credit Union headquarters is in Manhattan Beach, California has been serving members since 1940, with 28 branches and 31 ATMs. The Main Office is located at 1440 Rosecrans Avenue, Manhattan Beach, California 90266. Contact Kinecta at (310) 643-2045. Access Kinecta Federal Login, hours, phone, financials, and additional member ...Secure And Convenient Access To Your Accounts From Any Device With Online Banking. Enroll Now Or Get Online Banking Support And Answers. X. Sound Credit Union Mobile Sound Credit Union PLAY STORE APP STORE . VIEW VIEW. Skip to content Skip to web banking login. Routing Number 325183220.MasterCard ® Debit Card. Tap, dip, swipe. Our Kinecta debit card is available when you open any checking account. With security features and new chip technology, it’s the easy, reliable way to make purchases, pay bills, and conduct ATM transactions. More Benefits. To get started, log into the Kinecta mobile banking app. In the main menu, select "Zelle ® ." To send money using Zelle ® , simply select someone from your mobile device’s contacts (or add a trusted recipient’s email address or U.S. mobile number), add the amount you’d like to send and an optional note, review, then hit “Send.” www.kinecta.org | 800.854.9846 045 ONLINE BANKING Online Account Management • Check your account balances 24/7 • Review transaction activity for your accounts • View your eStatements online • See pending transactions • Transfer funds • Travel Notifications Bill Pay Bill Pay is FREE for all Kinecta membersKinecta has 28 branch locations to serve you across California, New York, New Jersey and Florida. Our members have access to over 85,000 fee-free * ATMs nationwide. ATMs are connected to the Allpoint and CO-OP network and are often available in popular stores such as Target, Walgreens, CVS, 7-Eleven, Costco, Rite Aid, Sunoco and other convenient …Kinecta is committed to protecting your account and keeping your information secure — learn some of the ways we protect your personal information. However, many criminals target consumers directly when trying to gain access to their accounts, so it’s important for you to understand your role in preventing fraud. What are impersonation scams? Our online banking, bill pay, and mobile features are secure and convenient, giving our members flexibility plus access to over 5,800 shared credit union branches and more than 85,000 surcharge-free ATMs 1 nationwide. And as recognition of how we serve our members, the Small Business Administration ranked Kinecta the #1 credit union for lending ... Mobile and Online Security. In addition to using the most advanced technology to keep your information secure, if we detect unusual activity, we may ask for additional verification to protect your account. This security extends to all our platforms, whether you're on a desktop computer, mobile browser or the Mobile App.Personal Online Banking Features. See balances on checking, savings, loans and lines of credit. Review transactions. Transfer funds. Pay any person or business on a one-time, future-dated, or recurring basis. View checks and deposits posted to your account. Budget and manage your personal finances. Update an address or phone number.Kinecta Federal Credit Union. Help. Help. If you have questions, please contact Customer Service at 800.854.9846. Settings. HelpWithout limiting the foregoing, this Agreement may be terminated if you breach any term of this Agreement, if you use the Online Service for any unauthorized or illegal purposes or you use the Online Service in a manner inconsistent with the terms of your Agreements and Disclosures, as applicable to your Kinecta account(s). 27047 – 12/21 You ...Phone:(585) 545-2100. Additional Contact Details:Kinecta Federal Credit Union - Webster Xerox Onsite 207 Branch. Downtime status for Kinecta Federal Credit Union Webster Xerox Onsite 207 Branch: website down, app down, online banking login issues, telephone, and atm & branch availability.Maximum loan amount is $100,000. Minimum repayment term is 12 months, maximum repayment term is 84 months. Monthly payment per $1,000 borrowed at 9.74% APR (after automatic payment discount applied) over a term of 12 months is estimated to be $87.80, over a term of 84 months is estimated to be $16.47. 2Signature Personal Line of Credit.This is Kinecta’s most recent published rate. MYPRO TERMS AND CONDITIONS - click here. Subject to credit approval. You must be 18 years old to qualify (19 in AL and NE). Kinecta cardholders with an existing credit card are not eligible for a second credit card of the same type. 1 Rates are accurate as of 09/01/23. The standard variable APR ...THOUSAND OAKS, CA (July 11, 2023) – On Monday, June 26, Kinecta Federal Credit Union opened its newest branch in Thousand Oaks, California. This new branch brings Kinecta’s convenient and accessible financial services, lower loan rates, higher savings rates and wealth management resources to the Thousand Oaks community. “We are …Email your completed application to [email protected] or fax it to 310.727.8234. Information on the Paycheck Protection Program. SBA Loan Details. Features. ... That’s one online banking portal, one app on your phone, and one branch for all of your banking needs. Checking, savings, money markets, and certificates ... Become a Member Today. Becoming a member of Kinecta Federal Credit Union is easy and won’t cost you anything out-of-pocket. If you have a family or household member who is a Kinecta member; if you have ever worked at one of our Select Employer Group organizations; if you live, work or attend school in select ZIP codes; or if you join the ... All about our members. Kinecta is all about convenience, support and community. Kinecta membership includes such benefits as lower loan and credit card rates, higher deposit rates, shared access to over 5,800 shared credit unions and over 85,000+ fee-free ATMs 1 nationwide. ATMs are connected to the Allpoint and CO-OP networks and are often ... Call the Kinecta Member Contact Center at 800.854.9846 KIN104-LH-P Federally insured by NCUA. Kinecta Federal Credit Union, 1440 Rosecrans Ave.‚ Manhattan Beach‚ CA 90266 kinecta.org October 12, 2021 Dear Member: When your Xceed accounts and services transfer to Kinecta over the weekend of October 30-31, 2021, so will your online and mobile Our goal is your goal: get you answers fast! 800.854.9846 Monday to Friday: 5am - 6pm Pacific, Saturday: 6am - 3pm Pacific. Or, stop by a branch and speak to us in person. (Except Federal Holidays.) BOOK APPT. Discover more about how to get the most out of your student banking options. Our friendly branch bankers are happy to work with you at ...Website addresses that end in “org” are not for profit organizations. These sites contain information that is generally considered to be reliable. Planned Parenthood, the American ...In today’s digital age, accessing your healthcare information online has become more convenient and efficient than ever before. With KP.org, Kaiser Permanente’s online portal, pati...Kinecta Federal Credit Union. Sign in with your organizational account.OPEN ACCOUNT. Better rates and better service. Get started by selecting the checking account that’s right for you. Classic Checking. Everything you need in a checking account, with many ways to eliminate a service fee. OPEN …Fax: (585) 663-9352. Report Phone Problem. Address: Kinecta Federal Credit Union Greece Branch 1560 W Ridge Road Rochester, NY 14615. Website: Visit Website. Online Banking: Kinecta Federal Login.We may be able to get you more coverage for the same price or reduce the amount you are currently paying. Our complimentary consultation and quotes come with no obligation to you. Call 800.905.4466, option 2 Monday - Thursday: 8:00am - 6:00pm, Friday: 8:00am - 5:00pm, Saturday: 9:00am - 2:00pm (Except Federal Holidays.) Get a Quote.Checking & Savings - Online Banking. Close. Banking. Checking Accounts Savings Accounts & CDs Auto Credit Cards Personal & Student Loans Mortgage & Home Equity Investments & Retirement Home & Auto Insurance Business Banking Routing # 311981614. Community. News & Insights ...The NCUA, or National Credit Union Administration, is an independent federal agency that insures deposits made to any federally insured credit union, such as Kinecta, up to $250,000 per share owner.Kinecta Mobile Banking Kinecta Federal Credit Union GET - On the Google Play Store. View. Skip to main content Online and mobile banking will be offline from 9 pm, 3/18 to 12 pm, 3/19 PT for our upgrade. ... If you think a scammer has your Kinecta FCU account information, notify us immediately by calling the Member Contact Center at 800.854.9846;Our goal is your goal: get you answers fast! 800.854.9846 Monday to Friday: 5am - 6pm Pacific, Saturday: 6am - 3pm Pacific. Or, stop by a branch and speak to us in person. (Except Federal Holidays.) Virtual Appointment. Schedule a virtual appointment to learn about our savings options.Kinecta Federal Credit Union. Sign in with your organizational account.Mar 25, 2012 · About this app. Download the Kinecta mobile app for an easy and secure way to: • Check account balances and transactions. • Transfer funds between accounts. • Pay bills. • Send and receive money with Zelle®. • Make remote deposits. • Find the nearest branches and ATMs. • Enroll in and view your eDocuments. Kinecta Mobile Banking Kinecta Federal Credit Union GET - On the Google Play Store. View. Skip to main content Online and mobile banking will be offline from 9 pm, 3/18 to 12 pm, 3/19 PT for our upgrade. ... If you think a scammer has your Kinecta FCU account information, notify us immediately by calling the Member Contact Center at 800.854.9846;The minimum rate as of 1/25/23 is 7.875% and the maximum APR that can apply is 18.00%. CLTV up to 85%. The minimum credit limit and loan amount is $20,000 and maximum is $500,000 with a 10-year draw period followed by a 20-year repayment period. Proof of homeowner’s property insurance is required, flood insurance may be required. Kinecta Federal Credit Union headquarters is in Manhattan Beach, California has been serving members since 1940, with 28 branches and 31 ATMs. The Main Office is located at 1440 Rosecrans Avenue, Manhattan Beach, California 90266. Contact Kinecta at (310) 643-2045. Access Kinecta Federal Login, hours, phone, financials, and additional member ... JW.org is a website that serves as the online home for Jehovah’s Witnesses. It offers a wide range of features and resources designed to provide users with valuable information abo...Checking & Savings - Online Banking. Close. Banking. Checking Accounts Savings Accounts & CDs Auto Credit Cards Personal & Student Loans Mortgage & Home Equity Investments & Retirement Home & Auto Insurance Business Banking Routing # 311981614. Community. News & Insights ...10309 Lakewood Blvd Downey, CA 90241. Buy one, get one 50% off, equal or lesser value of the regular retail price on vitamins, supplements, protein shakes, health and beauty aids. Limit $1000. See merchant to redeem this Kinecta Member offer.To Help You Manage Today’s Hectic Lifestyle We Offer The Convenience Of Online Banking FREE! Online Banking allows members to access account information 24 hours a day, seven days a week. As always, your account security is our top priority. Best of all, is offered to members FREE OF CHARGE! With Online Banking, members using a …In addition to our banking, lending, insurance 2, and wealth services 3, Kinecta has consistently prioritized giving back to the communities where our members and employees live, learn, and work. In 2021 alone, Team Kinecta volunteered more than 5,118 hours for over 225 community events, providing essential resources to roughly 250 local ... Step 1: Enter the requested personal authentication information.Click "Submit". Step 2: Enter and confirm your new password. Click "Submit Password". Once your password has been changed, you will receive immediate access to your online accounts. If you have questions regarding these steps, please contact Customer Service at 800.854.9846. Checking. Kinecta Credit Union checking accounts, also referred to as Share Draft Accounts, provide convenient access to your funds through debit cards, physical checks, and ATMs. Contact the credit union at (310) 643-2045. Checking Accounts (Share Draft) - Manage your daily finances with our convenient checking accounts.Step 1. We’ll let you know same-day if you are approved, along with your new rate and monthly payment. Step 2. Send us your registration, mileage and VIN to finalize the loan. Step 3. Manage your loan with online banking or the mobile app.JW.org is a website that serves as the online home for Jehovah’s Witnesses. It offers a wide range of features and resources designed to provide users with valuable information abo...Setting Up Online Banking With HFS. Time is money, and with HFS FCU’s online banking options, you can save both! Instantly manage your money and perform many of the same transactions that you would in a branch with just a few clicks. With Online and Mobile Banking, you can access your checking accounts, savings accounts, loans, and more no ...Kinecta Mobile Banking Kinecta Federal Credit Union GET - On the Google Play Store ... That's Banking Done Different. ... Online & Mobile Banking · Security ·...Are you curious about your family’s roots? Do you want to uncover the stories of your ancestors and understand your heritage better? Look no further than FamilySearch.org, a powerf...Use Online Banking to Easily Manage Your Finances. Access your Best Reward FCU accounts without leaving your home or office. Best Reward Online is FREE, secure, and easy to use 24 hours a day, 7 days a week! Here's what you can do: Enroll for FREE Mobile Banking *. View Account Balances & Transaction History. Pay Your Bills …Are you curious about your family history? Do you want to learn more about your ancestors and where you come from? Look no further than FamilySearch.org, a free online platform tha...Family history is an important part of our lives, and it can be a fun and rewarding experience to uncover the stories of our ancestors. With the help of FamilySearch.org, you can e...It's easy. Just log on to Online Banking and apply online now. If you prefer, you can complete an application by calling 1-888-4WESCOM (1-888-493-7266), or by visiting one of our branches.Kinecta Mobile Banking Kinecta Federal Credit Union GET - On the Google Play Store. View. Skip to main content. Open Account ; About . Careers; Member Benefits; Community Support ... Kinecta members receive 30% off admission with proof of membership (e.g., debit or credit card). How to get involved. Purchase Tickets. Featured …To enroll in eStatements through Online Banking, simply log in, select any account in your profile and click the Online statements link in the upper right-hand corner and complete the enrollment request. You will receive your first eStatement with the next statement generation. Set up the eStatement service outside of Online Banking by stopping ... Kinecta Federal Credit Union (Kinecta) is America’s 35th-largest credit union, proudly representing over 270,000 member-owners with assets of $6.6 billion. Our 800+ employees serve members and 440 employer groups from 32 branches, a variety of specialty offices, and highly responsive call centers on both coasts. It's easy. Just log on to Online Banking and apply online now. If you prefer, you can complete an application by calling 1-888-4WESCOM (1-888-493-7266), or by visiting one of our branches.Kinecta Mobile Banking Kinecta Federal Credit Union GET - On the Google Play Store. View. Skip to main content Online and mobile banking will be offline from 9 pm, 3/18 to 12 pm, 3/19 PT for our upgrade. ... If you think a scammer has your Kinecta FCU account information, notify us immediately by calling the Member Contact Center at 800.854.9846;In today’s digital age, technology has revolutionized the way we manage our healthcare. One such innovation is the KP.org login, a secure online portal that allows Kaiser Permanent...
View balances, monitor account activity, access statements. Transfer money between accounts. Set a budget and categorize your spending. Create a savings goal and watch your money grow using automated transfer to savings. Manage your debit and credit cards using the card controls feature. Pay bills.. Businesses phone
BoysTown.org is a non-profit organization dedicated to providing life-changing support and services to at-risk youth. By donating to BoysTown.org, you are directly contributing to ...Become a Member Today. Becoming a member of Kinecta Federal Credit Union is easy and won’t cost you anything out-of-pocket. If you have a family or household member who is a Kinecta member; if you have ever worked at one of our Select Employer Group organizations; if you live, work or attend school in select ZIP codes; or if you join the ... If you don't need access to your funds for 90 days or more, you can earn even higher returns. OPEN ACCOUNT. Member Contact Center: 800.854.9846. Get access to better rates and lower fees than most banks; 29 Kinecta branch locations across California, New York, New Jersey and Florida.; Over 85,000 fee-free ATMs * connected to Allpoint and CO-OP networks often available at Target, Walgreens, CVS and more.; Access to 5,800 shared credit union branches; Online banking and highly rated …Download the Kinecta mobile app for an easy, secure way to: Set up Facial / Touch ID. View account Quick Balances without logging in. Check account balances and transactions. Lock and unlock your debit or credit card (s) Set your text alert preferences for your Kinecta debit or credit card (s) View and redeem credit card rewards.Directions online banking features. View your accounts. Pay your bills. Open new accounts. Get e-statements. Apply for loans. Transfer money between accounts. Manage your VISA rewards credit card and rewards points. Redeem Visa rewards points.Kinecta Announces its 2023 Scholarship and Teacher Grant Programs. MANHATTAN BEACH, Calif. (February 1, 2023) – Today Kinecta Federal Credit Union announces its annual Youth Scholarship and Teacher Grant Program is now accepting applicants. Applications are open through March 5, and Kinecta will award eight $2,000 scholarships …To Help You Manage Today’s Hectic Lifestyle We Offer The Convenience Of Online Banking FREE! Online Banking allows members to access account information 24 hours a day, seven days a week. As always, your account security is our top priority. Best of all, is offered to members FREE OF CHARGE! With Online Banking, members using a …Call 800.854.9846 - our menu will prompt you through your choice (s) Visit us online: www.kinecta.org or. Mail the printable form at the link below to the specified address. Please note: If you are a new customer, we can begin sharing your information [30] days from the date we sent this notice.Apply Now. Find the option that best suits your needs. Kinecta offers zero fees and no appraisal costs for loans and lines up to $250,000. Home equity lines of credit2 (HELOC) are good for: …Kinecta - DigitalBanking. Banking is about to get a whole lot easier. Enjoy a more powerful and seamless banking experience on March 19. Downtime During the Upgrade. Online and …View balances, monitor account activity, access statements. Transfer money between accounts. Set a budget and categorize your spending. Create a savings goal and watch your money grow using automated transfer to savings. Manage your debit and credit cards using the card controls feature. Pay bills.10309 Lakewood Blvd Downey, CA 90241. Buy one, get one 50% off, equal or lesser value of the regular retail price on vitamins, supplements, protein shakes, health and beauty aids. Limit $1000. See merchant to redeem this Kinecta Member offer.Are you curious about your family history? Do you want to learn more about your ancestors and where you come from? Look no further than FamilySearch.org, a free online platform tha... Become a Member Today. Becoming a member of Kinecta Federal Credit Union is easy and won’t cost you anything out-of-pocket. If you have a family or household member who is a Kinecta member; if you have ever worked at one of our Select Employer Group organizations; if you live, work or attend school in select ZIP codes; or if you join the ... If you are trying to establish your initial credit history, Kinecta can help. This version of our MyPerks Rewards card provides just enough unsecured credit to help you start building your credit score in a safe and responsible way. All the benefits and protections of MyPerks 1. Unsecured credit up to $1,000. Apply Now Learn More.Let's Connect. Our knowledgeable Member Contact Center team will answer your questions – big or small. If you need a specialist, they’ll put you in touch with one right away. Our goal is your goal: get you answers fast! 800.854.9846 Monday to Friday: 5am - 6pm Pacific, Saturday: 6am - 3pm Pacific. Download the Kinecta mobile app for an easy, secure way to: Set up Facial / Touch ID. View account Quick Balances without logging in. Check account balances and transactions. Lock and unlock your debit or credit card (s) Set your text alert preferences for your Kinecta debit or credit card (s) View and redeem credit card rewards. An annual fee of 0.30%, assessed monthly, is applied to accounts with balances above $14,000. Self-Directed Investing is offered at a flat rate of $3.50 per month regardless of account balance. And best of all, your first month is free. Log in to Online Banking or the Mobile Banking app and select Digital Investing to begin..